February 24, 2026
Policy Limit Discovery: Ensuring Maximum Coverage for Risk Management
When a major liability claim hits your organization, discovering adequate insurance coverage can mean the difference between financial survival and catastrophic loss. Policy limit discovery—the systematic process of identifying and verifying all available insurance coverage—has become an essential component of modern risk management strategy. Recent data from the Risk and Insurance Management Society (RIMS) shows that 42% of organizations don’t have a complete inventory of their insurance policies. This gap can prove costly when claims arise that require multiple layers of coverage. Understanding policy limits and ensuring they align with your organization’s actual risk exposure isn’t just about compliance—it’s about












