April 27, 2026
Mediclaim vs Health Insurance: Understanding the Coverage Differences
When you start looking for medical cover, two terms often appear: mediclaim policy and health insurance plan. Because both relate to healthcare expenses, many assume they refer to the same type of coverage. However, they are not exactly the same. Each covers medical expenses in a different way and may include different types of benefits. Knowing the difference can help you better understand your options and what each policy actually covers. What is a Mediclaim Policy? A mediclaim policy mainly focuses on hospitalisation expenses and covers medical costs that arise when you are admitted to a hospital for treatment. Usually,












